determine your transportation needs.

The first step to buying a vehicle is to determine your transportation needs. Examine the type of driving you do, people and the load it carries and how can budget for fuel. Then decide how much money you spend. A loan officer at your bank or credit union can help you determine how much you can afford to borrow, as well as provide valuable information about loan options, monthly payments and recommendations on the purchase of automobiles. Consider  and calculate the  factors if you have late car payment too.  Search and compare credit market is important for the vehicle in addition to meeting their needs, fits your budget. You can ask for instructions and a schedule of repayments to your loan officer, so you can accurately calculate the monthly payment when negotiating the purchase of a car with a dealer. In addition to the purchase price and monthly payments, you must determine and take into consideration the costs of insurance, fuel, maintenance, tax and license.

Examine the guarantees

Comparison of the new car warranty is something that should not be overlooked when choosing a vehicle. By law, the dealer must post an announcement indicating that there are guarantees available for examination or provide a copy before the sale, when it asks.

    The guarantee should clearly indicate who is covered by it, what it covers, the name and address of the guarantor, who is responsible for the work covered and the procedures to be carried out such work.
    If you are looking for a vehicle for a definite purpose, as to tow a trailer, be aware of the “implied warranty of fitness for a given purpose” of this state (RCW Chapter 62A.2-315). This law provides that when a dealer knows that the vehicle be used for a particular purpose and that the buyer relies on the experience of the seller for a suitable vehicle, creates a sense of security in the vehicle to adapt to that purpose. It is recommended that the dealer put in writing that the vehicle is appropriate for a particular purpose. Example: “This vehicle has the capacity to drag a trailer load of ____ kg of gross weight and / or ____ kg useful weight on Stevens Pass on Highway 2, in terms of handling both summer and winter. The parties recognize that this is a material term and condition of this contract and the seller expressly warrants that the vehicle, as equipped, has such capacity. “..

Find out about prices

New cars – You should get pricing information for various makes and models before you start looking for a new car. You can get information about how much it costs a dealer to purchase a particular model and optional equipment. There are many publications and various services that provide this information, such as Consumer Reports Magazine, automotive news and The Ultimate Car Book by Jack Gillis. Both publications are available in bookstores and at your local library. In addition, there are also available several car price guides through the Internet.